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People could not depend alone on the health care provided by the respective governments as there were many new treatments and medicines which were not available under the government sponsored health cover schemes and began seeking other alternatives to ensure adequate health care & treatments. The Complex Health Insurance Policies available today to the consumers began its evolution then.

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Though the developed nations have well organized and well evolved Health Insurance Industry, in India, we are still in the formative years in this field. When you compare the percentage of population adequately covered for proper health care in India with other developed nations, we realize that we are still in the infancy stage. More awareness needs to be created, more number of professionals needs to play an important role in guiding the consumer to identify and opt for appropriate Health Insurance Cover for himself/herself and his/her family.